JMP
allied mortgage corporation
Mortgage Professional
North Carolina's Leading Residential and Commercial Mortgage Lender
Your Home, Your Story, Our Mortgage.
Competitive Rates
Are you looking to secure the best mortgage rates for your dream home? We compete on rates, speed and finding you the best deal from over a dozen institutional investors. Some of these investors have ranked as high as #1, based on the volume of residential property mortgages. No mortgage or rate is one-size-fits-all. Trust me to help you find your custom rate based on your specific financial situation.
What Clients Say
Professional
I had a positive experience working with Jill. Jill was knowledgeable, helpful, and attentive throughout the process. She was always available to answer my questions, made sure I understood every step, and explained the different types of mortgages and interest rates in an easy-to-understand way. - Sarah Lee
Creative
I recently worked with Jill, and I have to say she exceeded all my expectations. What really stood out to me was Jill's ability to think outside the box and come up with creative solutions to any problems or roadblocks that arose during the process. She was always one step ahead and was able to navigate through tricky situations with ease. -Amanda Roa
Caring
We recently had the pleasure of working with Jill. From the start, Jill made us feel like we were her top priority. She listened carefully to our needs and concerns and took the time to understand our financial situation. Throughout the process, Jill was always available to answer my questions, and she went above and beyond to make sure we were comfortable with every step. -Lisa and Donald Smith
HELOC: Home Equity Line of Credit
A Home equity line of credit allows you to borrow as needed for occasional expenses, such as tuition payments or emergency money in a pinch. They offer convenience as well as peace of mind. Think of these as you would a credit card. The line of Credit is there when you need it. If you don't use it you don't pay on it. These typically have 3,5 and 10 year draw options.
Home Improvements
Consolidate Debt
Make Purchases
Make Tuition Payments
Renovating and repairing your home is about more than comfort and functionality—it adds value to your investment.
Help pay down high-interest debt (like credit cards) at a more reasonable rate.
Finance significant purchases at a rate that's lower than your credit card.
Easily manage your tuition payments as you're investing in your future.
REFI: Refinance
Use your home to leverage your investment.
Refinancing is when you replace an existing loan with a new loan. Mortgage refinancing allows a homeowner to borrow funds at a more favorable interest rate, repay the funds over a different length of time or withdraw from or add to your home equity. There are several types of REFI options such as: Cash out Refinance, Cash-in Refinance, Streamline Refinance and Rate and Term Refinance. I would love to help you explore your Refinance options.
PROS
- You can get a lower monthly mortgage payment and interest rate.
- You can convert an adjustable interest rate to a fixed interest rate, gaining predictability and possible savings.
- You can acquire an influx of cash for a pressing financial need.
- You can set a shorter loan term, allowing you to save money on total interest paid.
CONS
- If your loan term is reset to its original length, your total interest payment over the life of the loan may outweigh what you save at the lower rate.
- If interest rates drop, you won’t get the benefit with a fixed-rate mortgage unless you refinance again.
- You may reduce the equity you hold in your home.
- Your monthly payment increases with a shorter loan term, and you have to pay closing costs on the refinance.
Mortgage Loans
Before buying a home, explore mortgage options that will fit your homebuying and financial needs.
Adjustable Rate Mortgage Loans (ARM's)
If you don’t plan to stay in your home beyond a few years, an ARM could help you save on interest payments. However, it’s important to be comfortable with a certain level of risk that your payments might increase if you’re still in the home. ARM'S have interest rates that fluctuate with market conditions. Many ARM products have a fixed interest rate for a few years before the loan changes to a variable interest rate for the remainder of the term.
Conventional Mortgage Loan
If you have a strong credit score and can afford to make a sizable down payment, a conventional mortgage is probably your best pick. The 30-year, fixed-rate conventional mortgage is the most popular choice for homebuyers.
FHA Mortgage Loan
Backed by the FHA, these home loans come with competitive interest rates, and help make homeownership possible for borrowers without a large down payment or pristine credit. You’ll need a minimum FICO score of 580 to get the FHA maximum of 96.5 percent financing with a 3.5 percent down payment. However, a score as low as 500 is allowed if you put at least 10 percent down. FHA loans require two mortgage insurance premiums, which can increase the overall cost of your mortgage. Lastly, with an FHA loan, the home seller is allowed to contribute to closing costs.
USDA Mortgage Loan
USDA loans help moderate- to low-income borrowers who meet certain income limits buy homes in rural, USDA-eligible areas. Some USDA loans do not require a down payment for eligible borrowers. There are extra fees, though, including an upfront fee of 1 percent of the loan amount (which can typically be financed with the loan) and an annual fee.
VA Mortgage Loan
VA loans provide flexible, low-interest mortgages for members of the U.S. military (active duty and veterans) and their families. There’s no minimum down payment, mortgage insurance or credit score requirement, and closing costs are generally capped and may be paid by the seller. VA loans charge a funding fee, a percentage of the loan amount, which can be paid upfront at closing or rolled into the cost of the loan along with other closing costs.
Fixed Rate Mortgage Loans
Maintains the same interest rate over the life of your loan, which means your monthly mortgage payment always stays the same. Fixed loans typically come in terms of 15 years or 30 years, although some lenders allow borrowers to pick any term between eight and 30 years.
Credit Repair
What is it and why does it matter when buying a home?
Credit repair is the process of fixing poor credit standing that may have deteriorated for a variety of different reasons. Repairing credit is vital to increasing your Debt to Income (DTI) Ratios and boosting your credit score. As Licensed Mortage Loan Officers we follow strict guidelines on what your DTI should be at in order for you to get pre-qualified and approved for a home loan. Further, your credit score impacts the interest rate that you receive for your home. The higher the credit score the better the rate. The better the rate, the lower the monthly payment!
BLOG
Contact a Preferred Realtor
HOME SEARCH
North Carolina's FIRST and ONLY swiping app for home searching. Yes, you guessed it- much like the concept of Tinder only for home shopping! Download the app to discover a new home buying experience!
Name: Wendy Huff-Huff Properties
Location: Johnston County
Email: Wendyhuff@KW.com
Phone: 919-320-6256
Name: Elaine Hudson-Keller Williams
Location: Cary
Email: Elainehudson@KW.com
Phone: 704-322-7390
Name: Matia
Location: Harnett County
Email: Matia@19eastrealty.com
Number: 919-924-6228
Name: George Roa - Insight Residential
Location: Zebulon
Email: georgedroa73@gmail.com
Phone: 919-904-6595
Real Partners.
Real Closings.
Contact me to become a Preferred Partner Today!
Work With Me
Equal Housing
Opportunity
LICENSING
Jillian Martin-Prouty NMLS: 2310660
Allied Mortgage Corporation NMLS: 2421158
SOCIAL MEDIA
COMPANY/LOCATION
Allied Mortgage Corporation
7185 Colfax Ave
Suite 100-G
Cumming, GA 30040
PHONE: 919-464-8412
EMAIL: Jillmp@allied-mortgage.com
WEBSITE: allied-mortgage.com
Loans subject to approval
No information on this website is an offer for a loan or any type of extension. Eligibility for a loan or extension of credit from Andy May Group, LLC is subject to completion of a loan application, credit, income, and employment qualification, and meeting established underwriting criteria. Rates are subject to change without notice based on market conditions. See loan consultant for information on program income limits, buyer contribution, area median income, debt requirements, and other application details.
TERMS OF USE
Please carefully read this agreement (“Agreement”) before accessing or using this Internet Website (“Website”). When you access or use the Website, you are agreeing to be bounded by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Website or download any information from it. Materials on this Website may be accessed, downloaded and printed only for personal and non-commercial use. By using this Website, you agree that you will not use any materials or information found on this Website for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.
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LIABILITY DISCLAIMER
Jillian Martin-Prouty STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEBSITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEBSITE AT YOUR OWN RISK. Jillian Martin-Prouty RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEBSITE AT ANY TIME WITH OR WITHOUT NOTICE. YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH MODIFIED TERMS. THIS WEBSITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” Jillian Martin-Prouty DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. Jillian Martin-Prouty IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
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You agree to indemnify and hold Jillian Martin-Prouty harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys’ fees incurred by Jillian Martin-Prouty arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement.
MISCELLANEOUS
This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and Jillian Martin-Prouty. No representation, promise, inducement or statement of intention has been made by you and Jillian Martin-Prouty that is not embodied in this Agreement. You and Jillian Martin-Prouty shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.